Meeting Between Colleagues

How We Operate

In Full Transparency

At IAWA, there is no hidden fees, no middle man, no secret commissions, no unspoken issues. We simply thrive at being upfront, straight forward and honest with You.

We are Completely Independent

Our advisers, our business and our licensee is not connected, aligned, owned or influenced by any investment, bank, insurance company, or other financial product provider.

 

We have chosen to meet the strict requirements of section S923A of the Corporation Act which means that we are genuinely Independent!

 

As a result, our advice is  purely made with your interest at heart. Not of the bank or any other financial institution like 99% of the other advisers. As a company we meet the highest requirements labeled as the Gold Standard of Independence.

Fully Transparent Flat Fees

We love creating advice and we love our clients.

But we also like to get paid.

Our advice process is simple and transparent.

First appointments are free of change. The first appointment is to see if we can establish a mutually beneficial long term relationship.

 

Our charges consist of an upfront flat fee to create a strategic plan and a monthly ongoing flat fee of $2,000/month to remain on track. That is it.

 

Our fees can be taken from your superannuation in most cases if your current cash flow is limited. Ongoing fees may also be tax deductible. 

Only after you decide to hire us will you receive personal advice. This is written in a statement of advice which tells you what to do next.

The Power of Goal Based Advice

Research found that 70% of people don't actually know what their goals are, while 25% of people do have goals, but don't have them written down. 

 

When goal based advice is properly formulated, it ensures you remain focused on your outcomes and not on outperforming the share market. 

 

More importantly, having set goals allows our advisers to recommend investment solutions that align with your time frame. 

While long term goals are important, consumers struggle to engage with them emotionally.  It is so far away we get told!!

 

Our advice process focusses dually on long and short term goals so that clients know how to retire comfortably while also enjoying their lifestyle now!

Direct Investments

We prefer to use direct shares, exchange traded funds or index funds to build long term wealth.

 

Research has proven a consistent  process based investment strategy combined with the efficient portfolio theory  reduces risk and increases long term returns.

 

Direct investment strategy involves choosing our own listed shares and index exchange traded funds.

 

This has proven to be much more cost effective and provide better long term returns as indirect investment relies on expensive third parties such as fund managers to do the investing for you.  

Our goal is to create you a Life you don't want a vacation from!

More About The Team